Does your Loan Origination System support both direct and indirect auto lending?

Yes. Lendisys is a unified platform built for both channels. We provide a branded web portal for your direct-to-consumer applications and a dedicated, secure dealer portal for your indirect lending partners to submit applications and track statuses in real-time.

Can the LOS integrate with vehicle valuation guides like NADA or Kelley Blue Book?

Absolutely. Our system integrates seamlessly with leading book value providers. This allows for instant VIN lookups and retrieval of vehicle valuations (trade-in, retail, etc.) directly within the underwriting screen, ensuring accurate loan-to-value (LTV) calculations.

How quickly can the system return a credit decision?

Our automated decision engine is designed for speed. Once an application is submitted, the system can pull credit, analyze the data against your custom credit policies, and return a decision - approve, decline, or counter-offer - in a matter of seconds.

Can we manage dealer relationships and performance within the LOS?

Yes, the dealer portal is more than just a submission tool. Our Loan Origination System includes features to manage dealer information, track application volume and performance, and configure specific rate sheets or programs for different dealer partners, giving you full control over your indirect channel.

The Loan Origination System for High-Speed Auto Finance

Stay in the driver's seat of a competitive market. The Lendisys Loan Origination System is engineered to accelerate your entire auto finance workflow, from instant credit decisions at the dealership to rapid digital funding.

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Features of Our Auto Finance Origination System

Our platform is built with the specific tools and integrations needed to capture more deals and fund loans faster in both direct and indirect auto lending channels.

Instant Credit Decisions

Our powerful decision engine returns approvals, counter-offers, or declines in seconds, allowing you to give dealers and direct applicants immediate answers.

Dedicated Dealer Portal

Empower your dealership partners with a secure, easy-to-use portal to submit applications, track statuses in real-time, and manage their pipeline 24/7.

VIN & Book Value Integrations

Automate vehicle data entry and valuation with instant VIN lookups and seamless integrations with NADA, Kelley Blue Book, and other leading providers.

The Auto Finance Origination Journey, Accelerated

Our Loan Origination System digitizes every step of the auto loan process, eliminating bottlenecks and creating a smooth, fast-flowing path from application to funding.

Application Submitted

A dealer submits an application via the portal, or a customer applies directly on your website.

Instant Decision

The LOS pulls credit, runs your custom rules, validates vehicle data, and returns a decision in seconds.

Stips & E-Contracting

The system automatically requests any needed stipulations and generates contracts for secure e-signature.

Digital Funding

Once contracts are signed, the LOS finalizes the deal and prepares the funding package for seamless booking.

Your Auto Lending Program, Your Rules

Whether you focus on prime, subprime, direct, or indirect lending, our Loan Origination System is flexible. We configure the platform’s decision engine, dealer programs, and workflows to match your specific underwriting criteria and business strategy.

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Your Auto Finance Questions, Answered

Explore common questions about how the Lendisys Loan Origination System supercharges auto finance operations.

Fund More Auto Loans, Faster

Stop letting manual processes slow you down. See how the Lendisys Loan Origination System can help you increase dealer satisfaction, improve efficiency, and grow your auto portfolio with confidence.
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