Does the LOS integrate with Core Banking Systems?

Yes. Lendisys integrates directly with your existing Core Banking System (CBS) to push approved loan details for booking and trigger disbursement instructions.

How fast is the decisioning process?

Decisioning is instant. Our automated engine processes application data, bureau checks, and alternative data in real-time to provide an immediate approval or rejection.

Can I use alternative data for credit scoring?

Absolutely. Lendisys can ingest alternative data, wallet transaction history, and behavioral patterns to generate accurate credit scores for users with thin credit files.

Does the system handle KYC?

Yes. The system automates Know Your Customer (KYC) checks by validating user ID documents and biometric data against national databases or third-party providers during the application.

The Mobile Loan Origination System for Banks & MFIs

Expand your reach beyond the branch. The Lendisys Mobile LOS enables Banks and Microfinance Institutions to automate applications, decisioning, and funding for mobile wallet loans.

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Features of Our Mobile LOS

Built for high-volume, low-latency origination, our platform ensures you can onboard and approve customers instantly.

Mobile App Origination

Reach every customer via your smartphone app. Offer seamless loan applications with an intuitive interface designed for rapid mobile engagement.

Core Banking Integration

Seamlessly push approved loan applications to your Core Banking System (CBS) for immediate booking and disbursement triggering.

Automated Credit Scoring

Leverage banking history, credit bureau data, and alternative data-like transaction history-to score borrowers instantly without manual intervention.

Scale Your Portfolio, Minimize Risk

Our Mobile Loan Origination solution is engineered for speed, scale, and compliant onboarding.

Instant Approvals

Eliminate manual underwriting. Our rule-based engine provides immediate credit decisions, allowing you to capture customers at the point of need.

Data-Driven Decisions

Utilize real-time wallet transaction data to refine your credit models dynamically, allowing you to lend safely to diverse segments.

Streamlined Onboarding

Automate KYC data capture and validation to reduce customer drop-offs and significantly lower your customer acquisition costs.

The Mobile Origination Journey

From application to booking, the process is fully automated and completed in minutes.

Request

The user selects a loan product via the Mobile App or Web Portal and accepts the terms.

Instant Scoring

Our engine analyzes digital footprint and wallet data in real-time to generate a credit limit and decision.

Approval

The approved loan application is finalized and pushed to your Core Banking System.

Funding

Funds are released to the customer's mobile wallet immediately upon successful booking.

Configured for Your Institution

Whether you are a Commercial Bank, Microfinance Institution (MFI), or Credit Union, our LOS adapts to your specific loan products, scorecard logic, and regulatory requirements.

Explore Customization Options

Mobile Origination Questions, Answered

Learn how Lendisys helps you automate your mobile lending origination process.

Automate Your Mobile Lending

Don't let manual underwriting hold you back. Tap into the massive mobile money market with an LOS built for speed, scale, and automation.
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